Building stronger buildings

The insurance industry gives homeowners and building owners incentives to fortify their structures

The International Hurricane Research Center, Miami, names the following 10 U.S. mainland areas as the most vulnerable to hurricanes:

  • New Orleans
  • Lake Okeechobee, Fla.
  • Florida Keys
  • Coastal Mississippi
  • Miami/Fort Lauderdale, Fla.
  • Galveston/Houston, Texas
  • Cape Hatteras, N.C.
  • Eastern Long Island, New York
  • Wilmington, N.C.
  • Tampa/St. Petersburg, Fla.

Recognizing the risks these areas face, the Insurance Institute for Business & Home Safety (IBHS) has focused its efforts toward increasing the resiliency of single-family homes. Founded in 1977 by U.S. property insurers, IBHS conducts research into and promotes effective measures for reducing losses associated with natural and man-made hazards to homes and commercial buildings.

To that end, the IBHS Research Center in Richburg, S.C., opened in October 2010. The test facility has been used to subject full-scale buildings to hurricane-strength wind and rain, fire and hailstorm simulations.