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Workers' compensation policy specifics


Workers' compensation insurance provides employees with compensation for on-the-job injuries and protects your business from lawsuits.

There are two parts to a standard workers' compensation policy, and it is a good idea for you to be familiar with them.

Statutory workers' compensation

The first part of your workers' compensation policy corresponds to your state's statutory workers' compensation laws as specified on your policy's information page. Each state in which your company operates should be listed on the page.

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