Although contractors have been purchasing commercial general
liability (CGL) insurance policies for many years, confusion
remains as to whether CGL insurance policies cover claims based on
faulty or defective workmanship. The confusion is because language
in CGL policies and overly broad statements in some court decisions
overlook key factors in determining whether there is insurance
To help eliminate the confusion, you should know what to expect
from your CGL insurance carrier when a claim alleging defective
workmanship is made against your company.
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