It's going to cost you

$400 billion. That's the amount of money London-based insurance company Lloyd's estimates businesses spent in 2015 to combat the effects of cyberattacks, which includes direct damage plus post-attack disruption to the normal course of business, according to also reports Microsoft has estimated 20 percent of small- to mid-sized businesses have been cybercrime targets. This, of course, includes roofing companies.

Cybersecurity firm Symantec, Mountain View, Calif., says cyberthieves increasingly have been targeting small businesses during the past four years. Cyber-hackers view small businesses as soft, easy marks versus big blue chip companies, which have ramped up their cyber firewalls, according to

In addition, reports 43 percent of cyberattacks worldwide in 2015 were against small businesses with fewer than 250 workers.